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Example Business Plan Template

BUSINESS PLAN TEMPLATE

 

This template is compatible
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21/02/2017 21:06:19(UTC)


Executive Summary

The purpose of executive summary is to summarize the highlights of the bizplan and to provide a brief snapshot of the company.

Give the reader a fix on the size and type of the company, its management, the products and services it offers, also some basic information about the industry, the size of the target market, and the financial goals of the business.

If your plan is designed to help you get a bank loan, include the information about the amount, type and purpose of the funds your are seeking.

This is an example business plan template created with iPlanner.NET business plan software

 

Main financial measures
 201720182019
Cash152,99382,426211,043
Sales revenue1,550,0004,000,0005,500,000
Net profit for financial year-215,880167,108391,863
Operating margin-13.9%4.18%7.12%
Owners' equity34,120201,228593,091
Return on equity (per year)-633%83.0%66.1%

 

Current year profit (USD)

Business Overview

The business overview section generally consists the information about your company's legal name, address and contact information.

Briefly describe the ownership and organizational structure, give a mission statement and a list of your objectives and success factors.

Depending on the business model and a type of business plan, you may need to include a description of the location and facilities.
Describe your company's history (if any) or a startup information.

Products and Services

The starting point here is a clear statement of what the product is or what service your company will provide.

Explain what makes your products or services unique in the marketplace and how they will differ from those of your competitors.

Do you have any plans to update existing products or to offer new products or services in the next years? If yes, provide a brief description of what you plan to do.

Sales Forecast

You may include comments to your sales forecast expressed below.

 

Sales revenue (USD)
Products and services201720182019
Products on sale1,550,0004,000,0005,500,000
 1,550,0004,000,0005,500,000

 

Gross margin (%)
Products and services201720182019
Products on sale353535

 

Sales revenue (USD)

Marketing Strategy

The marketing strategy section typically consists of an:
  • Industry analysis, which assesses the general industry environment in which your compete.
  • Target market analysis, which identifies and quantifies your customers.
  • Competitive analysis, which identifies your competitors, their strengths and weaknesses.
  • Marketing plan, which explains how you will effectively market your products and services to the target customers.

Management and Staffing

Here you should describe the management and staffing structure of your company.

Discuss how many employees you currently have (if any) and how many you expect to have over the next years.

Point out the key people and their roles on your management team.

Discuss how you will fill the key non-management jobs within your business.

Discuss any factors that could affect your ability to find, hire and keep employees.

 

Headcount
Personnel201720182019
Management333
Blue collar479
 71012

 

Average monthly salary (USD)
Personnel201720182019
Management5,5005,7006,000
Blue collar4,3004,4004,500

 

Labour cost (USD)
 201720182019
Wages and salaries404,400574,800702,000
Social security costs40,44057,48070,200
Labour cost444,840632,280772,200
REVENUES1,550,0004,000,0005,500,000
Labour cost to revenues28.7%15.8%14.0%

 

Labour cost (USD)
 201720182019
Wages and salaries404,400574,800702,000
Social security costs40,44057,48070,200
Labour cost444,840632,280772,200
REVENUES1,550,0004,000,0005,500,000
Labour cost to revenues28.7%15.8%14.0%

 

Labour cost (USD)

Implementation Plan

The implementation plan section you should provide an overview of the types of activities your enterprise must routinely perform. Depending on the business model, you may briefly describe the manufacturing process and/or the process of rendering services, filling orders, collecting money from customers, providing after-sale support, dealing with unexpected occurrences or changing conditions etc.

Overhead Expenses

You may give some comments on the overhead expenses budget included with this chapter.

 

Other operating expenses (USD)
Other operating expenses201720182019
Start-up expenses50,00000
Overhead expenses300,000500,000600,000
 350,000500,000600,000

Investments

Describe your investment plan (purchase of fixed assets) included with this chapter.

 

Assets purchase value (USD)
Fixed assets201720182019
Start-up investments50,00000
Fixed assets0100,0000
 50,000100,0000

Financing

Describe how your company shall be financed (your own contribution, bank loans, equity investments, capital leases, grant financing).

 

Capital structure (USD)
 201720182019
Current assets512,453482,021738,130
Fixed assets42,500120,00097,500
Current liabilities320,833381,869240,198
Long-term liabilities200,00018,9252,341
Owners' equity34,120201,228593,091

 

Inflows of nominal value (USD)
OwnersQ1-2017Q2-2017Q3-2017Q4-2017
Owner A150,000000
Owner B100,000000
 250,000000

 

Loan amounts received (USD)
Annuity loans201720182019
Bank loan 2050,0000
 050,0000

 

Principal repayments (USD)
Annuity loans201720182019
Bank loan 2014,49216,584
 014,49216,584

 

Interest expense (USD)
Annuity loans201720182019
Bank loan 201,9921,399
 01,9921,399

Financial Projections

Income Statement
The intent of an income statement is to show how much net profit the business will be generating. First, it calculates gross profits. Gross profit is sales revenue minus cost of sales. Then, the statement begins to account for the other expenses like personnel expenses, rent and utilities, advertising, etc. Once that is calculated and subtracted from gross profit, it leaves the net profit.

Balance Sheet
A balance sheet is a snapshot in time about a company's health. The balance sheet totals the company's assets and liabilities. It also tracks the owner's equity by placing it with the liabilities, this provides a way for the two categories to balance. When totaled the assets and liabilities with owner's equity should equal each other. What one finds with this financial is where the business capital and liabilities are placed.

Cash Flow Statement
The cash flow statement shows how cash is flowing in and out of the business. It can be argued the cash flow statement is similar to the income statement with a lot of the same categories. However, a cash flow statement accounts for loan payments, owners draw (dividends outflow), and capital purchases (fixed assets), but not depreciation or write-offs. Any cash transaction is accounted for, so a company's liquidity is being tracked. Its goal is to point out when a business will need cash or be cash rich.

 

Performance measures (USD)
 201720182019
Sales revenue1,550,0004,000,0005,500,000
Cost of sales1,007,5002,600,0003,575,000
Gross profit542,5001,400,0001,925,000
Other operating expenses350,000500,000600,000
Labour cost444,840632,280772,200
Depreciation of fixed assets7,50022,50022,500
Operating profit-259,840245,220530,300
EBITDA-252,340267,720552,800
Financial income and expenses-28,000-22,409-7,816
Profit before income tax-287,840222,811522,484
Income tax expense-71,96055,703130,621
Profit-215,880167,108391,863
    
Operating margin-13.9%4.18%7.12%
Gross margin35%35%35%
Sales per employee221,429400,000458,333
Value added192,500900,0001,325,000
Value added per employee27,50090,000110,417
    
Return on equity (per year)-633%83.0%66.1%
Quick ratio1.090.691.83
Current ratio1.601.263.07
ISCR-9.0111.970.7
DSCR01.132.46
Debt to equity ratio11.71.170.03
Debt to capital ratio92.1%53.9%3.09%
    
Receivables collection period, days29.015.015.0
Payable period, days38.720.020.0
Inventory period, days58.130.030.0

 

Income statement (USD)
 201720182019
Sales revenue1,550,0004,000,0005,500,000
Cost of sales1,007,5002,600,0003,575,000
Other operating expenses350,000500,000600,000
Labour cost   
Wages and salaries404,400574,800702,000
Social security costs40,44057,48070,200
Total labour cost444,840632,280772,200
Depreciation of fixed assets7,50022,50022,500
Operating profit-259,840245,220530,300
Financial expenses   
Interest expense28,00022,4097,816
Total financial expenses28,00022,4097,816
Profit before income tax-287,840222,811522,484
Income tax expense-71,96055,703130,621
Net profit for financial year-215,880167,108391,863

 

Balance sheet (USD)
 201720182019
ASSETS   
Current assets   
Cash152,99382,426211,043
Receivables and prepayments   
Trade receivables125,000166,669229,169
Prepaid and deferred taxes71,96016,2570.00
Inventories   
Inventories162,500216,669297,919
Total current assets512,453482,021738,130
Fixed assets   
Tangible assets   
Machinery and equipment50,000150,000150,000
Less: Accumulated depreciation-7,500-30,000-52,500
Total42,500120,00097,500
Total fixed assets42,500120,00097,500
Total assets554,953602,021835,630
LIABILITIES and OWNERS' EQUITY   
Liabilities   
Current liabilities   
Loan liabilities   
Short-term loans and notes000
Current portion of long-term loan liabilities200,000216,58416,584
Total200,000216,58416,584
Debts and prepayments   
Trade creditors, goods108,333144,448198,614
Trade creditors, other12,50020,83725,000
Employee-related liabilities000
Total120,833165,285223,614
Total current liabilities320,833381,869240,198
Long-term liabilities   
Long-term loan liabilities   
Loans, notes and financial lease payables200,00018,9252,341
Total long-term liabilities200,00018,9252,341
Total liabilities520,833400,793242,539
Owners' equity   
Share capital in nominal value250,000250,000250,000
Share premium000
Retained profit/loss0-215,880-48,772
Current year profit-215,880167,108391,863
Total owners' equity34,120201,228593,091
Total liabilities and owners' equity554,953602,021835,630

 

Cash flow statement (USD)
 Jan-2017Feb-2017Mar-2017Apr-2017May-2017Jun-2017
CASH FLOWS FROM OPERATING ACTIVITIES      
Inflows      
Payments from customers16,66733,33333,33450,00066,66666,667
Total16,66733,33333,33450,00066,66666,667
Outflows      
Payments to vendors (goods)14,44436,11121,66736,11157,77743,334
Payment of salaries and wages33,70033,70033,70033,70033,70033,700
Social security costs3,3703,3703,3703,3703,3703,370
Payments to vendors (operating expenses)20,83341,66641,66733,33425,00025,000
Total72,347114,847100,404106,515119,847105,404
Net cash flow from operating activities-55,681-81,514-67,070-56,515-53,181-38,737
       
CASH FLOWS FROM INVESTING ACTIVITIES      
Inflows      
Outflows      
Payments to vendors (assets)50,00000000
Total50,00000000
Net cash flow from investing activities-50,00000000
       
CASH FLOWS FROM FINANCING ACTIVITIES      
Inflows      
Payments from shareholders250,00000000
Loan amounts received400,00000000
Total650,00000000
Outflows      
Principal repayments000000
Interest expense2,3332,3332,3332,3332,3332,333
Dividends (net to shareholders)000000
Payment of corporate income tax000000
Corporate income tax on dividends000000
Total2,3332,3332,3332,3332,3332,333
Net cash flow from financing activities647,667-2,333-2,333-2,333-2,333-2,333
       
Net change in cash541,986-83,847-69,404-58,849-55,514-41,070
Cash at the beginning0541,986458,139388,735329,886274,372
Cash at the end541,986458,139388,735329,886274,372233,302

 

Cash flow statement (USD)
 Q3-2017Q4-2017Q1-2018Q2-2018
CASH FLOWS FROM OPERATING ACTIVITIES    
Inflows    
Payments from customers450,000708,334958,333999,999
Total450,000708,334958,333999,999
Outflows    
Payments to vendors (goods)346,667505,556668,055649,999
Payment of salaries and wages101,100101,100143,700143,700
Social security costs10,11010,11014,37014,370
Payments to vendors (operating expenses)75,00075,000116,665124,998
Total532,877691,766942,790933,067
Net cash flow from operating activities-82,87716,56815,54366,932
     
CASH FLOWS FROM INVESTING ACTIVITIES    
Inflows    
Outflows    
Payments to vendors (assets)00100,0000
Total00100,0000
Net cash flow from investing activities00-100,0000
     
CASH FLOWS FROM FINANCING ACTIVITIES    
Inflows    
Payments from shareholders0000
Loan amounts received0050,0000
Total0050,0000
Outflows    
Principal repayments0052,58453,917
Interest expense7,0007,0006,8286,118
Dividends (net to shareholders)0000
Payment of corporate income tax0000
Corporate income tax on dividends0000
Total7,0007,00059,41260,035
Net cash flow from financing activities-7,000-7,000-9,412-60,035
     
Net change in cash-89,8779,568-93,8696,896
Cash at the beginning233,302143,425152,99359,124
Cash at the end143,425152,99359,12466,021

 

Cash flow statement (USD)
 201720182019
CASH FLOWS FROM OPERATING ACTIVITIES   
Inflows   
Payments from customers1,425,0003,958,3325,437,500
Total1,425,0003,958,3325,437,500
Outflows   
Payments to vendors (goods)1,061,6672,618,0553,602,083
Payment of salaries and wages404,400574,800702,000
Social security costs40,44057,48070,200
Payments to vendors (operating expenses)337,500491,663595,837
Total1,844,0073,741,9984,970,120
Net cash flow from operating activities-419,007216,334467,380
    
CASH FLOWS FROM INVESTING ACTIVITIES   
Inflows   
Outflows   
Payments to vendors (assets)50,000100,0000
Total50,000100,0000
Net cash flow from investing activities-50,000-100,0000
    
CASH FLOWS FROM FINANCING ACTIVITIES   
Inflows   
Payments from shareholders250,00000
Loan amounts received400,00050,0000
Total650,00050,0000
Outflows   
Principal repayments0214,492216,584
Interest expense28,00022,4097,816
Dividends (net to shareholders)000
Payment of corporate income tax00114,364
Corporate income tax on dividends000
Total28,000236,901338,763
Net cash flow from financing activities622,000-186,901-338,763
    
Net change in cash152,993-70,567128,616
Cash at the beginning0152,99382,426
Cash at the end152,99382,426211,043

Risk Analysis

The risk analysis section should anticipate the events or conditions that could affect the business success during the term of the business plan. Discuss how likely it is that these events will occur and what steps you will take to limit the impact should these events occur.

 

Break-even analysis (USD)
 201720182019
Sales revenue1,550,0004,000,0005,500,000
Cost of sales1,007,5002,600,0003,575,000
Variable expenses, total1,007,5002,600,0003,575,000
Labour cost444,840632,280772,200
Other operating expenses350,000500,000600,000
Depreciation of fixed assets7,50022,50022,500
Financial expenses28,00022,4097,816
Fixed expenses, total830,3401,177,1891,402,516
Gross margin35%35%35%
Break-even sales revenue2,372,4003,363,3984,007,188
Sales revenue above break-even0636,6021,492,812

 

Funding needs analysis (USD)
 201720182019
CASH FLOWS FROM OPERATING ACTIVITIES   
Inflows   
Payments from customers1,425,0003,958,3325,437,500
Total1,425,0003,958,3325,437,500
Outflows   
Payments to vendors (goods)1,061,6672,618,0553,602,083
Payment of salaries and wages404,400574,800702,000
Social security costs40,44057,48070,200
Payments to vendors (operating expenses)337,500491,663595,837
Total1,844,0073,741,9984,970,120
Net cash flow from operating activities-419,007216,334467,380
    
CASH FLOWS FROM INVESTING ACTIVITIES   
Inflows   
Outflows   
Payments to vendors (assets)50,000100,0000
Total50,000100,0000
Net cash flow from investing activities-50,000-100,0000
    
Net change in cash-469,007116,334467,380
Cash at the beginning0-469,007-352,673
Cash at the end-469,007-352,673114,707
Amount of funding needed (max)469,007  


This document was created with iPlanner.NET online business plan software
supported by Business Plan Samples

Document version: 21/02/2017 21:06:19 (UTC)



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